To help ensure sound, ongoing financial management of pension plans, retirement plan sponsors must establish, monitor, and periodically validate investment, funding, and benefit strategies. These strategies need to address not only adequate plan funding but also another, conflicting pressure: cash flow and expense management for the rest of the organization. Adding to the challenge, plan sponsors are faced with a backdrop of evolving regulatory and financial constraints, which have forced them to adopt additional planning horizons.

Moreover, the current economic downturn requires plan sponsors to manage pension plans effectively through the short-term volatility without losing sight of the need for a long-term strategy that balances benefit security with cost and risk.

Asset liability management (ALM) is a powerful framework for understanding the financial dynamics of a pension plan and evaluating the impact of alternative investment, funding, and/or benefit strategies in a variety of economic and investment environments over various planning horizons.

Buck Consultants’ team of actuaries and investment consultants applies experience, knowledge, and an array of the most sophisticated financial models available to help plan sponsors engineer a pension plan strategy that is tailored to the organization’s risk/reward profile.

Our collaborative style enables us to develop an approach and solution that are tailored to your needs. We work with you to identify your key goals, establish the actuarial and capital market framework for your analysis, and provide a full array of reporting – including technical reports, management summaries, and senior executive and Board presentations.

Read an overview of our ALM capabilities, including asset liability modeling, and a more detailed description of our approach and services

Find out how our ALM group helped a client reduce its asset risk

Get answers to frequently asked questions about asset liability management

View our Webcast presentation, Asset Liability Management: What You Should Know

For more information